Finances
Where it is heading – and how you stay on course.
Run the Numbers on Parental Leave: Benefit, Costs and Savings in the Big Picture
Play through parental leave with your own figures: take the benefit from the official calculator, add what a child costs and see if your savings last.
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Run the Numbers on a Job Change: New Salary, Gaps and Commuting in the Big Picture
Check a job change with your own figures: new net pay, probation, a gap, commuting, a move, severance and company pension as a scenario next to today.
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Financial Planning with OWNAMIC: the Big Picture as Compass, the Household Book as Rudder
Record what you own, set up the big picture with corridor, inflation and scenarios, scan your receipts and check plan against actuals each month.
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What finance apps do well – and what I needed something else for
Multibanking shows what is sitting in your accounts. What I own and can prove is not in there – why OWNAMIC is built around the object.
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Carrying Your Net Worth Forward: Your Bank Balance Is Only Half the Truth
A current account shows liquidity, not wealth. What an honest carry-forward of your net worth needs – and how the Big Picture in OWNAMIC deterministically carries net worth, remaining debt and monthly flows forward over 10, 20 or 30 years.
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Why Writing Down Your Progress Helps You Reach Your Goals – and How OWNAMIC Puts This Effect to Work
Reaching goals by writing progress down: what the research on self-monitoring shows – and which principles lie behind the Household Ledger, the Big Picture and the Letting-Go Balance.
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