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shield_personFor relatives and volunteer companions

Taken on a guardianship? The asset inventory with its evidence.

Photograph account overviews, notices and valuables — OWNAMIC files everything for the inventory with its evidence. You check, sign and submit it yourself.

Securities and crypto: upload a screenshot, PDF or CSV. OWNY, your AI assistant, recognises the positions; you confirm the match to the quote.

auto_awesome Prepare the inventory grid_view All features

Try it free for 14 days · no payment details · ends by itself

See pricing Data security: how we protect your data

A photo of the account overview is enough: OWNY sets up the accounts with their balances as of the cut-off date, you check.

Live previewAccounts from a photoAccounts
3 accounts recognised Asset overview Margarete B. · as of 01/10/2026

Current account3,412.18

Savings book12,500.00

Securities8,940.00

Total24,852.18

Photograph the overview
Margarete B. · Assets
As of 1 Oct
Total assets €0.00
Current accountNo. ···· 4711 €3,412.18
Savings bookNo. ···· 2290 €12,500.00
Securities2 funds · ···· 8810 €8,940.00
Check & saveSaved
OWNY reads amount and rhythm …3 papers filed
Income & expenses
State pensionmonthly +€1,384.20 Pension notice
Care homemonthly −€2,871.40 Invoice, Sept.
Liability insuranceyearly −€64.90 Policy 2026
Every paper in its place
Valuables & household
As of 1 Oct
Gold ring with sapphirePhoto · reference value €650
WristwatchPhoto · reference value €480
Coin collection42 coins · reference value €720
Household contentsordinary furnishings, no items of significant value lump sum
You check, sign and submit it yourself.
PDF Asset-statement.pdfReference date 01/10/2026
Guardianship, in order
Everything for the inventory — in one place.
3 accounts from one photoPension and care costs with their papersRing, watch and coins itemised
Add the first account — Try it free for 14 days.

Start for free

Try it free for 14 days · no payment details · ends by itself

How to start? In a few steps
How to start?

A few steps
to the whole picture.

From the first account overview to the statement for the court: this is how you prepare the asset inventory with OWNAMIC. You can do step 1 right here.

  2. Step 1 of 5 · Set upYou've seen every step

    Sign upStart now with step 1

    Free for 14 days, no payment details. The trial ends by itself.

    Registration is subject to our Terms and Conditions and Privacy Notice.

  3. Step 2 of 5 · Set up

    A collection for the person in your care

    Create a collection, for example “Mum's assets”: everything that belongs to the person in your care goes in there — apart from your own.

    Collections & Templates

  4. Step 3 of 5 · Set up

    Record the accounts

    Photograph the account overview or the savings book: OWNY sets up the accounts with their balances as of the cut-off date, you check. Or enter them by hand.

    Image RecognitionorManual EntryOWNY

  5. Step 4 of 5 · Fill in

    Income & expenses

    Photograph the pension notice, the care home invoice and the insurance policies: OWNY reads amount and interval and files the evidence with them.

    Photo of the noticeorInvoice as PDFOWNY

  6. Step 5 of 5 · Fill in

    A statement for the court

    Export the collection as a PDF — accounts, valuables, income and expenses with evidence — and transfer it to the court's form. You check, sign and submit it yourself.

    Collection as a PDF

Meet OWNY

An AI assistant for the financial care.

OWNY, your AI assistant, reads account overviews, notices and invoices and puts them in order: accounts, valuables, regular income and expenses, each with its evidence. You confirm every figure.
OWNY
account_balance Accounts
3 accounts recognised from the overview.
payments Income
State pension: € 1,384.20 a month.
receipt_long Evidence
Care home invoice for September filed.
event_available Cut-off date
All balances as of 1 October documented.
OWNY OWNY OWNY is at home — ask anything
person Which expenses come up every month?
OWNY Four: the care home, the liability insurance, the phone and the daily paper. The evidence for every payment sits with its contract … Expenses · 4 contracts
  • photo_camera

    Reads statements from a photo

    Account overview, savings book, custody statement: OWNY sets up the accounts with their balances, you check.

  • diamond

    Itemises valuables

    Jewellery, watches and collections with photo and reference value; the rest of the household contents as a lump sum.

  • swap_vert

    Separates income and expenses

    Pension, care home, insurance: what regularly comes in and goes out is kept apart.

  • receipt_long

    Keeps the evidence

    Notices, invoices and statements sit with the account or contract they belong to.

  • event_repeat

    Year after year

    Next year's overview builds on this one; every change is in the history.

  • toggle_off

    Works without AI too

    Everything can be captured and changed by hand as well.

We don’t use your data for AI training – and our AI provider is contractually barred from doing so too. Rather work without AI? No problem: OWNAMIC works without OWNY too. You can switch it off completely at any time.

forum Register to chat with OWNY
Reports & inventory list As a PDF for insurance, a move or an estate.
Inventory exports

A tidy record you can hand over as a PDF.

Every entry holds photographs, purchase notes, condition, and an AI-assisted market estimate. Export a clean PDF for a conversation with your insurer, your advisor, or your family — whenever it helps.

info OWNAMIC exports are personal inventory records. Whether an insurer, notary, or third party accepts them is at their discretion — formats vary by jurisdiction and provider.
€ 1M
value per item, every plan
100,000
objects on Premium
In Seconds
to export a PDF
picture_as_pdf Register to create reports From the blog When the House Burns Down and Nothing Is Documented Read more
Statement of assets
Margarete B. · As of 1 October 2026
28 May 2026
Ref · OWN-847-26
Current account Savings bank · statement as of the date
€ 3,412
Savings book Cooperative bank · statement as of the date
€ 12,500
Securities account 2 funds · custody statement
€ 8,940
Home savings plan Building society · annual statement
€ 4,210
Jewellery & valuables 3 pieces itemised · reference value
€ 1,850
Total assets € 30,912
Private record
Privacy by architecture

Built for things you don't tell anyone about.

The inside of a safe is no place for marketing analytics. Ownamic is engineered, hosted, and contractually structured around that idea.
language

Hosted in Germany

All data — files, images, records — stored in German data centers, governed by EU law.

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Encrypted by default

Your data is protected with encryption in storage and in transit. Private by construction.

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No AI training on your data

Analyzed by closed enterprise AI services in the EU. Our provider is contractually barred from using your images and assets to train its models.

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Not for sale

We never sell, rent, or trade personal or asset data. Full stop, no exceptions.

Hosted exclusively in German data centers. GDPR & BDSG compliant · we do not sell or share your data.
article Read the privacy policy
Numbers from law and statistics Why documenting pays off — with sources.
Your benefit — evidenced

Numbers from law and statistics, not from promises.

Every figure comes from a statute, an official statistic or a named study. OWNAMIC names the fact and the source — you draw the conclusion yourself.
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Guardianship & financial care

Asset inventory
Cut-off date the assets when the guardianship begins, with regular income and expenses
gavel§ 1835 BGB

Whoever takes on the financial care lists the ward's assets, affirms that the list is correct and complete and files it with the guardianship court. It should also name the regular income and expenses; in practice, evidence such as bank statements as of the cut-off date goes with it.

fact_check OWNAMIC keeps accounts, valuables, income and expenses together with their evidence.
Exempt guardians
every year an overview of the assets for the court — e.g. from children, parents, spouses or siblings
gavel§ 1859 BGB

Relatives such as children, parents, spouses or siblings acting as guardians are exempt from rendering accounts. Instead they file an overview of the assets with the guardianship court every year; the court can set longer intervals of up to five years.

event_repeat OWNAMIC builds the next overview on this one — every change is in the history.
Care home
€ 3,364 own contribution per month in the first year, national average
schoolStudy / association

That is what care home residents pay out of their own pocket on average in their first year — for care, lodging, meals and investment costs, as of 1 July 2026. If the pension does not cover it, the assets are drawn on. Then it has to be clear what there is.

link Source: Verband der Ersatzkassen (vdek), analysis as of 1 July 2026.

account_balance_wallet OWNAMIC shows accounts, income and running costs at a glance.
menu_book All sources for this section expand_more
  1. Verband der Ersatzkassen (vdek): analysis of residents' own contributions in care homes, as of 1 July 2026.
balance Statutory amounts (§ 35a EStG, allowances, deadlines) are general figures at current status and no promise that they apply in your case. Statistical figures are averages or survey results of the source named with them; they describe the situation in the population, not your result with OWNAMIC. Value premiums from industry analyses depend on the object, its condition and the market. Whether and to what extent a benefit arises depends on the individual case. OWNAMIC does not replace tax, legal or insurance advice.
Often the next step
family_home Parents' home„I don't know where we should start“ arrow_forwardsavings OWNAMIC Finances„Your money, calmly documented.“ arrow_forwardshield_with_heart OWNAMIC Order & Legacy„Keep what matters. Pass on the rest in good hands.“ arrow_forward
Pricing

Plans that scale with you,
never with hidden fees.

All prices in euros incl. VAT, invoiced from Germany. All plans include encrypted German hosting and GDPR-compliant data handling.
auto_awesome Included in every plan
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OWNY can be switched off
Work entirely without AI – with a little AI balance in reserve for special cases.
photo_library
Multi-image mode
Scan multiple angles for precise object recognition.
camera_alt
AI Photo Recognition & Valuation
Auto detection & non-binding valuation of personal objects by photo.
history
Traceable Object History
Maintain a traceable log of ownership, maintenance, and condition over time.
draw
Electronic Signatures by 3rd parties
Collect signatures for repairs or maintenance on vehicles or collectibles without accounts.
swap_horiz
Seamless Object Transfer
Digital transfer of ownership records, warranties, and item history.
update
Scheduled Re-estimates
Automated re-estimate intervals (e.g. digital assets weekly, vehicles yearly).
sell
Smart Tags & Analysis
Organize for tax purposes, shared expenses between people, or custom tags.
qr_code_2
Custom QR Codes
Generate unique codes for instant physical scanning and quick file retrieval.
verified_user
Deadline Guardian
Proactive reminders for maintenance schedules, warranties, and key dates.
auto_awesome
AI Sorting Suggestions
Smart, AI-driven recommendations to automatically group and structure items.
videocam
Video recognition
Capture whole rooms or collections by video.
upload_file
File import
Bring in existing lists via CSV or PDF upload.
palette
OWNY Studio
Transform item photos into visual showcases with AI-powered studio scenes.
newspaper
OWNY News
Stay updated with legal changes, environmental developments, and financial topics of selected assets.
trending_up
Net Worth Carried Forward
Long-term growth visualization based on income, regular, and variable expenses.
insights
Daily Portfolio Insights
Engaging daily summary highlights across your entire item portfolio.
quiz
Daily Knowledge Check & Trivia
Deeper insights into history and fascinating background details about items.
bar_chart
Income & Expenses Chart
Track cashflows, acquisition costs, and maintenance expenses effortlessly.
group
Shared Spaces (Up to 5 Users)
Collaborate with up to 5 users in shared spaces with mutual insights.
grid_view
7 Specific Areas
Structured organization for Collector, Household, Wardrobe, Hobby, Tools, Legacy & more.
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AES-256 Encryption
AES-256 encryption protecting all sensitive object information.
Recommended for a guardianship

Basic

Statements, notices and receipts are single photos: Basic typically covers 46 photo scans a month — and on the yearly plan costs less than a fifth of the flat-rate expense payment volunteers receive each year.

€ 7,99 / month incl. VAT
or 79,99 € yearly
14-day free trial · cancel anytime
  • checkEverything included in Starter
  • checkTry it free for 14 days
750points / month
Typically enough for 750 captured items · or 150 market valuations · or 16 Studio scenes. Freely combinable.
Manual entries are unlimited and use no AI balance.
During the 14-day trial: 250 points.
Register to start free arrow_forward
Prefer a different plan? Compare all plans arrow_forward

Move up a plan whenever you like, step down or cancel at the end of the term. Your data stays — or you take it with you.

Questions & answers

Frequently Asked Questions

Find answers to the most common questions about OWNAMIC.

For relatives and other people close to the person who take on a guardianship or a lasting power of attorney voluntarily — privately and without remuneration; the flat-rate expense payment for volunteers does not change that. OWNAMIC is not meant for professional, association or authority guardians, for paid guardianships or for looking after strangers: that calls for professional software with a data processing agreement, which OWNAMIC does not offer. The terms are in Section 14 of our terms.

No. Many guardianship courts have their own forms for the asset inventory. OWNAMIC gives you the figures as of the cut-off date, the evidence and the order you need to fill them in. You check, sign and submit it yourself.

Create a collection of its own for them, for example “Mum's assets”, and put their accounts, contracts and evidence in it. When you export, you select exactly this collection — the PDF then contains only their assets. Only you can see it; siblings read along in a shared space only if the person in your care wishes so.

No, OWNAMIC documents. Questions about the guardianship are answered by the guardianship court, the local guardianship authority or a guardianship association.

For automatic object recognition we use Google Gemini through the paid Gemini Enterprise Agent Platform. Which means: you pay for the software, not with your data. Processing takes place on servers within the European Union, and Google does not use your images and inputs to train its models. For how this works in detail, see our Data security page, our Privacy & Data Policy and our Terms & Conditions.

No. OWNAMIC does not train an AI of its own. For the AI features we use Google Gemini through the Gemini Enterprise Agent Platform on servers in the EU, and Google does not use your data there to train its models. If you would rather work without AI, simply switch OWNY off in the settings with “Without OWNY”.

The application and the database run on Hostinger servers in Frankfurt am Main; photos, documents and exports are kept in Microsoft Azure Storage, also in Frankfurt. Your content – objects, values, receipts, photos, documents and your conversations with OWNY – is stored encrypted with AES-256, and every connection is protected by TLS. Details we need in readable form to run the service, such as your e-mail address for signing in, are not additionally encrypted. When you use AI features, the content they need is sent to Google Gemini on servers in the EU. More on our Data security page and in our Privacy & Data Policy.

Not for their own purposes. To run OWNAMIC we use a small number of service providers that process your data only on our behalf – such as Hostinger and Microsoft Azure for hosting and storage, Stripe for payments and Google Gemini for the AI features on servers in the EU. Google does not use your inputs, files or the answers to train its models; to detect abuse, Google may log requests for a limited time. Beyond that, we do not share, sell, or transfer your personal or asset data to any third party for commercial, analytical, or advertising purposes. Every recipient is listed in our Privacy & Data Policy.

No. We do not sell, rent, or trade your personal data or asset information to any third party – and we never intend to. We are acutely aware of the sensitivity of the information you entrust to OWNAMIC and are fully committed to handling it with the utmost discretion, in strict compliance with applicable data protection law, including the GDPR. For the full framework governing your data, please consult our Privacy & Data Policy and Terms & Conditions.

Yes — through shared spaces. You contribute selected objects or collections to a space with up to five members. They see what you contribute; nobody but you can edit, delete or export your objects. Financial values stay hidden until you include them separately, and you can withdraw at any time. Please review our Terms & Conditions for the complete details on shared spaces.

Yes, explicitly. You can share your account with people you trust so they can help you capture and sort things. Whoever has your login sees and changes everything you see, so only share it with people you trust. If someone should only see selected things, use a shared space with up to five people, you included. Values stay hidden there until you include them.

Nothing is lost. Moving up takes effect immediately: the higher plan is billed pro rata and your AI balance rises to the new figure inside the running billing period — points you have already spent count against the new, higher balance, so the difference is available straight away. Stepping down is scheduled for the end of the running billing period: until then you keep your plan with all its benefits and can revoke the change at any time.

No object is ever deleted in the process. If your active object count sits above the lower plan's limit, every existing object stays fully usable — view, edit, export; only adding new objects is blocked until you are back below the limit or move up again.

After a cancellation your account stays in read-only mode once the paid term ends: objects and documents remain stored and visible to you, and you can export them at any time. We delete your data only when you explicitly ask us to.

Start for free

Free for 14 days, no payment details. All you need is your email address.

Google only confirms that it is you. Your content stays encrypted with us in Germany.

Registration is subject to our Terms and Conditions and Privacy Notice.

Begin today

Welcome home to OWNAMIC

Your things, gently catalogued. Your assistant, quietly attentive. Start your private inventory in minutes — keep it as long as you like.

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Try it free for 14 days · no payment details · ends by itself
Prepare the inventory Try it free for 14 days · no payment details · ends by itself
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OWNAMIC as an app

Add OWNAMIC to your Home Screen

iPhone and iPad have no install dialog – Apple leaves it to Safari's share menu. Three taps and OWNAMIC opens like any other app: full screen, with its own icon.

  1. Tap the share icon in Safari's bottom bar.
  2. Scroll down the list and choose “Add to Home Screen”.
  3. Confirm with “Add” – OWNAMIC is now on your Home Screen.

Only Safari can put a web app on the iOS Home Screen. If you are reading this in another browser, open ownamic.com in Safari first.