„I don't know what I own“
You're starting from zero: rooms, cupboards, basement. OWNAMIC spares you the typing — photo or video in, objects out, with photos, receipts and a value range.
Room scan, photo, receipt, voice, import or by hand — whichever is faster right now.
Category, manufacturer, replacement value and an honest estimate range — confirmed by you, never invented.
Progress per area, instead of a spreadsheet that never gets done.
You bring assets, income and expenses together under one roof – and finally understand in detail how each one affects the others. OWNY, your built-in AI helper, takes over the tedious admin and suddenly makes it feel effortless. That keeps your mind free for the things that truly matter.
The golden middle
Every OWNAMIC feature in the order you actually use it — one connected flow instead of a feature list.
OWNY
OWNY is at home — ask anything
The manual assigned to your espresso machine says you need to follow these 5 steps …
Knows your objects
Every item, identified and photographed. Ask “show me my watches” and they appear.
Knows their care
Service intervals, descaling, fertilising — OWNY remembers so you don't have to.
Knows the dates
Insurance renewals, warranties, MOTs, subscriptions — gentle nudges before they slip.
Knows the manuals
Error code on the dishwasher? OWNY reads the manual and tells you what to do.
Knows the market
Live web search for comparable prices on collectibles and rare pieces.
Knows you
Your wardrobe, your beloved ones, your home — what's yours, and what it means.
Point the camera at a room and OWNY recognises every object at once — furniture, art, electronics — and sorts them by category.
For valuable items OWNY researches live on accessible online marketplaces and derives the price range from actual listings and results — not from the model's memory.
In multi-image mode you bring in every particularity visually — signature, hallmark, wear — and add context the photo cannot show, such as provenance. The more OWNY sees and knows, the tighter the range.
House
Living room
Garage
Kitchen
Building insurance
Sofa
Artwork
Certificate of authenticityelectronically signed
Car
Service history
Tools
Refrigerator
Espresso machine
Manual
Cheese
House
Living room
Garage
Kitchen
Building insurance
Sofa
Artwork
Certificate of authenticityelectronically signed
Car
Service history
Tools
Refrigerator
Espresso machine
Manual
CheeseLink any object to any other — a building to its contents, a watch to its service record, a painting to its insurance rider. And you do not have to build that structure yourself: OWNY can take the filing off your hands.
On one example object — an antique pocket watch: the documented history, a calm price corridor and the original photographs from every perspective. OWNY names the detail shots itself — full view front and back, winder & bow, the central skeleton movement.
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Full view · front
Named by OWNYWhile you can still tell the stories, document who made what, when, and for whom. Note which heirloom should go to which person. OWNY remembers the details so your family won't have to guess — the watch from your father, the painting bought in Vienna in 1986, the silver from your grandmother. That record stays yours, whether you change plans later or cancel.
Every object catalogued, photographed, and packed by category. Send the same list to your movers, your insurer, and your new concierge. For the months around the move you can go up a plan and step back down at the end of the term — the list stays.
A year of parental leave, retiring early, changing jobs, a special repayment on the mortgage: play the scenario against your real objects, debts and monthly flows and see what it does to your complete picture — before you decide, not after.
After a flood, theft, or fire, claims go faster when every item has a photo, a receipt link, and a date. Build that record quietly, before you need it.
Last week's receipt becomes 14 catalogued items in seconds. Find the dishwasher manual in a tap. Track the budget you set for the wine cellar.
Provenance, condition, current market — for every piece. OWNY tracks how the value moves so you can decide when to insure more, sell, or simply enjoy.
When the time comes, your loved ones don't open a box of receipts — they open a clear, kind record. Photographs, notes, and where to find what was loved.
Highly detailed insights into your consume behavior — every imaginable type of expense and income, gently organised. See the patterns behind the spending, month after month, and decide with clear eyes.
All data — files, images, records — stored in German data centers, governed by EU law.
Your data is protected with encryption in storage and in transit. Private by construction.
Analyzed by closed enterprise AI services in the EU — your images and assets never train a model.
We never sell, rent, or trade personal or asset data. Full stop, no exceptions.
Accounts have banks, property has the land register. For furniture, devices, collections, jewellery and the €1,364 in cash the average household keeps at home, there is only you — and whatever you wrote down.
link Source: Deutsche Bundesbank, PHF wealth survey 2021 (share calculated from mean values); Bundesbank cash study 2018, n = 2,000.
Only 30 % of Germans have documented their accounts, custody accounts and safe-deposit boxes in full and talked to their relatives about them. Dormant accounts are estimated to hold 2 to 9 billion euros — and there is no central register.
link Source: Forsa on behalf of SOS-Kinderdörfer weltweit, February 2026, n = 1,622; estimates on dormant accounts: BMBF report / Verband Deutscher Erbenermittler.
Heirs have six weeks to decide whether to accept — without an overview of assets and debts that is a decision made blind. Even undisputed probate proceedings take longer than six months in 40 % of cases, often because documents are missing.
link Source: BGB / ErbStG; Arbeitsgemeinschaft Erbrecht in the German Bar Association, survey February 2025, n = 539.
65 % of Germans confuse the manufacturer guarantee with the statutory warranty. To claim it you need the purchase date and the seller — an invoice or a bank statement will do, a faded thermal receipt will not.
link Source: Verbraucherzentrale Bayern / hopp Marktforschung, 2020, n = 1,000; Stiftung Warentest on thermal paper.
A used car with a complete service history achieves 5 to 15 % more than the same vehicle without records, according to market observations and depending on the model — because the buyer carries less risk.
link Source: Market observations referring to the DAT report / Schwacke.
A forgotten €20/month subscription adds up — across several contracts it quickly becomes a noticeable amount.
Complete papers and a documented origin raise the value — for watches by up to 25 % depending on the brand, for coins with documented provenance by 10 to 30 %. Grading rates the condition; documentation evidences the history.
link Source: Dealer and auction-market analyses (incl. BQ Watches, Diamond Banc); numismatic provenance analyses.
The state reimburses 20 % of tradesperson labour costs, up to €1,200 per year — subject to an invoice and cashless payment.
Household-related services carry a further deduction of up to €4,000 (§ 35a (2) EStG).
Renovation and tradesperson costs can be deducted proportionally by area — including material and without the €1,200 cap.
Condition since 2023: centre of professional activity — individual case, not tax advice.
Those who file a tax return get an average of €1,240 back. Around 10.9 million employees file none at all. Work-related expenses above the €1,230 flat rate only count with a receipt.
link Source: Federal Statistical Office, wage and income tax statistics (tax year 2022); Destatis on non-filing (2021).
People who keep track of their progress reach their goals measurably more often — and the effect is larger when progress is recorded rather than only kept in mind.
link Source: Harkin et al., Psychological Bulletin 142 (2016), 138 randomised studies, N = 19,951.
Document service-book entries
Regular maintenance is often a warranty condition — OWNAMIC reminds you of due service dates.
Overview instead of double purchases
A clear inventory overview prevents the expensive re-purchase — OWNAMIC shows you what you own.
Documentation in case of damage
Structured documentation makes proof easier — OWNAMIC bundles photos, receipts and values.
Know the tax-free allowances
€400,000 per child, €500,000 for a spouse, usable afresh every 10 years for gifts (§ 16, § 14 ErbStG) — OWNAMIC supplies the asset overview, you bring the figures to the advisor.
Move up a plan whenever you like, step down or cancel at the end of the term. Your data stays — or you take it with you.
Your things, gently catalogued. Your assistant, quietly attentive. Start your private inventory in minutes — keep it as long as you like.