The self-declaration is an estimate
Filled-in spreadsheets come back with gaps, positions get rounded, receipts are missing. What is accurate today is out of date in six months — but the file stays as it was.
"Jewellery: about 30,000, I think."
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Partner program · financial advice & coaching
Your advice.
Your advice.
The whole picture of your client.
Advice is only as good as the picture it rests on.
OWNAMIC makes total assets visible — tangible assets, collections, real estate and financial assets in one overall view that your client actively shares with you. You enter the conversation with an inventory you did not have to collect first.
visibility A share is always read access
toggle_on Financial assets only by opt-in
shield_lock Data hosted in Germany
Overall picture · share
The Weinert household
visibility Read access
Real estate
2 objects
820–890k €
researched
Collections
61 objects
34–52k €
estimated
Tangible assets
240 objects
96–118k €
estimated
Financial assets
protected by the sharelock
••• •••
Visible only once your client explicitly allows financial assets for this share.
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All figures are orientation values and are kept as ranges — honestly imprecise rather than falsely precise.
Two partner models
workspace_premium 50 % off Premium licences
handshake or 25 % commission on everything your customer pays
savings A price advantage for your clients in either model
Starting point
You advise on a picture your client painted.
Not out of ill will — but because nobody holds their belongings in their head in full. The gap only shows up when it comes to cover, succession or division.
Tangible assets are missing from the picture
Clients mention the portfolio, the property and the life insurance. The watch collection, the instruments, the household contents and the inherited furniture go unmentioned — and therefore unassessed.
"That's not wealth, it just stands in the living room."
The first meeting turns into stocktaking
The first two appointments go on collecting, asking and sorting. Your actual work — assessment, target picture, structure — only starts afterwards.
"Please bring all your documents next time."
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What is missing is not a tool for you — but one for your client. They maintain their belongings themselves, permanently and out of their own interest. You receive the result when they share it.
In the tool
What you see — and what you never see.
Four capabilities that shorten your preparation. And one boundary your client draws themselves, at any time.
- grid_view
One picture across every asset class
Real estate, tangible assets, collections and financial assets in a single view — grouped by class, with an object count and an orientation value per class. You see the composition, not just a total.
- toggle_on
A share with an explicit financial-asset opt-in
Your client decides per share whether financial assets are visible. Without that opt-in the portfolio and the accounts stay closed — to you as well. That very boundary is what makes the share possible for them at all.
undo Revocable at any time, without giving reasons - visibility
Read access — you see, you do not change
Structure, objects and orientation values lie open. Nobody but the owner can change, delete or export them. That is not a setting, it is the system's principle.
- rule
An evidence scheme on every entry
Every entry carries one of four levels: documented, researched, estimated or assumed. At a glance you see which position has substance and where to follow up in conversation.
Evidence levels & ranges
You don't just see the number — you see what it is worth.
Four levels, on every entry. You never have to ask where a value comes from: it says so next to it.
Documented
An invoice, appraisal, contract or price date is attached to the object.
Portfolio statement of 12 Aug 2026
Researched
Taken from a named, traceable source.
The municipality's standard land value
Estimated
Derived from comparable objects, without an individual receipt.
Household contents by object class
Assumed
The owner's own statement, deliberately marked as such.
"Grandmother's jewellery"
Ranges instead of point values
A tangible asset rarely has a price; it has a bracket. So OWNAMIC keeps orientation values as a range — even where a round number would be more convenient. For your assessment, the width of the range is the real information.
How the self-declaration puts it
45.000 €
A point value without provenance — falsely precise.
How the overall picture puts it
34.000–52.000 €
Orientation value, level: estimated · 61 objects
Trust & control
Your client gives insight — not control.
This is not small print; it is the argument that lets you suggest the share in the first place.
visibility
Read access as the rule
A share grants insight, never control. There is no switch that turns it into more.
toggle_on
Opt-in per share
Financial assets have to be allowed individually, per member and per share — the default is: not visible.
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Data hosted in Germany
Processed under the GDPR in German data centres. Inventory data never trains AI models.
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Revocable at any time
Your client ends a share without a reason and without a follow-up question. Access ends at the same moment.
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Nobody ever changes, deletes or exports an object that is not theirs.
The principle applies to advisers, coaches, family members — and to us. It is not configurable.
Where we stop
The tool supplies the picture. The assessment is yours.
OWNAMIC
- check Captures and structures belongings
- check Keeps orientation values as ranges
- check Marks the evidence level on every entry
- check Keeps the inventory current
You as the adviser
- check Assess and weigh
- check Check suitability and risk
- check Make recommendations
- check Carry the regulatory responsibility for the advice
OWNAMIC provides no investment or insurance advice, no legal or tax advice, and makes no recommendations on financial instruments (§ 32 KWG, § 34d GewO, RDG, StBerG). Displayed values are orientation values, not valuations in the legal sense. That division of labour is precisely what this partnership is.
Partner models
Two routes. You pick the one that fits how you charge.
Both models are offered on equal terms. In either case your client pays less than they would signing up directly.
Model A
Licence model
You buy Premium licences at the partner price and pass them on to your clients — as part of your advisory offering or an engagement, for instance.
Partner discount50 %
on Premium licences that you buy yourself and pass on.
- Billing
- You pay for the licence; your client pays OWNAMIC nothing.
- Your benefit
- A service component of your own, under your name.
- A fit when
- you work with engagements or package prices.
Model B
Referral model
You recommend OWNAMIC and your client signs up themselves. You receive a referral commission, your client a clear price advantage.
Referral commission25 %
on everything the customer pays us – for as long as their contract runs.
- Billing
- Directly between OWNAMIC and your client.
- Your benefit
- No upfront outlay, no licence administration.
- A fit when
- you work by the hour or on a fee basis.
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The referral commission is 25 % of the net fee your customer actually pays throughout their contract – after their discount and excluding VAT.
The
partner terms apply and are provided to you in full before you sign.
No sales target, no minimum purchase.
Partner call
Thirty minutes, before you offer OWNAMIC to your clients.
We show you how sharing works from the client's point of view, walk through the evidence levels on real objects and run both partner models against one of your engagements. Not a sales pitch.
Register as a partner first · we get in touch to arrange the call