What do you really own? Your net worth overview with everything that counts.
Accounts, portfolio, property, car, collection and loans in one overview: the big picture shows your net worth as a range and carries it forward 10 to 30 years with your assumptions.
Runs in the browser on your phone, Windows PC and Mac – nothing to install, and as an app on your home screen if you like.
- No bank connection: import your statement as CSV or PDF
- Stored in Germany
- Your data is never sold
- Data protection
- Prices, also without a subscription
Elstar apples 1.2 kg3.48Fruit
Tomatoes 500 g2.90Vegetables
Mountain cheese 250 g6.25Cheese
Farmhouse bread4.80Bread & baked goods
Eggs, 105.97Eggs
5 items recognisedTOTAL EUR23.40
CASH25.00
CHANGE1.60
Start for free
Try it free for 14 days · no payment details · ends by itself
Build your big picture – try it freeA compass for your net worth, not an adviser.
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Accounts and loans
Current account, savings, mortgage and instalment loans with balance and instalment – from the statement or by hand, without a bank connection.
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Portfolio at the daily price
You link securities, crypto currencies and precious metals to a market price that is updated once a day. The big picture includes savings plans.
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Belongings count too
Car, property, jewellery or collection with a non-binding guide value – captured by photo instead of guessed.
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Carried forward, not foretold
The big picture carries income, costs and net worth forward with inflation and income growth – as a corridor over 10, 20 or 30 years, no promise.
Private, encrypted, stored in Germany.
- Stored in Germany Encrypted with AES-256 on servers in Germany; the AI analysis runs in the EU.
- Your data is never sold No advertising with your entries, nothing passed on to third parties. You pay with your plan, not with your data.
- AI only when you want it OWNY, the AI assistant, recognises and suggests – nothing is saved until you confirm it. You can switch it off, too.
- No bank connection: import your statement as CSV or PDF You upload statements yourself as CSV, PDF or photo. OWNAMIC needs no access to your account and no banking credentials.
How OWNAMIC protects your data
“Life asks you to be flexible – and so should your view of your finances. With the household book and the big picture I run scenarios before they happen.”
Adrian
Founder of OWNAMIC · new since 2026
Read the founder storyTwo plans to start with.
Starter
- check5,000 Assets of any kind – total in your account, not per month
- check3 GB Storage for pictures, certificates, or manuals
- checkAES-256 Encryption of any sensitive information
Details
Basic
- checkEverything included in Starter
- checkTry it free for 14 days
Details
OWNAMIC Lifetime
All taken care of — no subscription.
Digitise collections, estates and household contents. Attach manuals and receipts. And your complete financial overview in one place.
Frequently asked questions
Is this financial advice?
No. A compass, not an adviser: OWNAMIC calculates with your figures and shows where they lead. What you make of it is your decision.
How does my portfolio stay up to date?
You can link securities, crypto currencies and precious metals to a market price – you confirm the link yourself. Prices are updated once a day; for securities these are closing prices, which may be delayed. Savings plans are a recurring purchase, and the big picture includes them.
How does OWNAMIC work out my net worth?
Everything you own – accounts, portfolio, property, vehicles and belongings – minus your debts such as loans and mortgages. Belongings count with their non-binding guide value, which is why the result is a range, not an amount to the cent.
OWNAMIC calculates with your figures and assumptions and shows where they could lead. This is not financial or tax advice and no promise.